30 Years or 3 Years to Wealth?

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30+ years is a long time. Maybe too long?

You've seen one of those long-term investing charts. Where it shows you adding a little bit of money over time.

Way out on the right side the chart starts to curve up. And finally you have enough money saved to live off. For the rest of your life.

The math is true. But here's my problem with it.

That part of the chart where it's almost flat for a time. That can be a LONG time.

Like 30 years or more.​

And I understand the traditional sense of retirement. You work for a period, you save a lot of your money, then you retire at the end.

I just don't like it.

You have a limited window

The reason is that the flat part of the curve when you're working all the time and saving a bunch is also your prime years. When you can do the most living.

You're healthier, the kids are still kids, or at least don't have their own families yet.

There's a point in the future where you won't be able to do those things you dreamed about.

Can you do it in 3 years? I say yes.

The only legitimate way I know to build your cash flow and wealth quickly is starting a small business.​

And being a business owner also means you can control your schedule and free time. That's a huge benefit.

Way more valuable than cash (to me).​

I think it's possible to do in 3 years. At least to get to a $10,000 per month cash flow. Using technology and tactics that can scale.​

What do you think?

Leave a comment below and tell me what you think.

Talk to you soon!

Tommy Sikes​

  • maryhruth says:

    Yep, certainly a good approach if you are relatively young and have investment capital … But those who do control such capital in their 20s or 30s are few, no?

    • Tommy Sikes says:

      Yes. In fact, too many in their 40’s, 50’s and 60’s have little capital. Certainly not enough to live off. That’s why I think a bootstrapped small business is the best chance for many to build wealth. Without having to live in extreme frugality.

      Thanks for commenting Mary!

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